Free or heavily discounted medical for civilians is slightly complicated but still better than the NHS. Theres a medicare-surcharge to cover it. Defence members are exempt the 2% levi initially each year but you may get a reduced tax refund or a bill at the end as some will be clawed back by ATO to cover your partners med contributions liability depending on their earnings and private health cover. Aus citizens are encouraged to take out private health cover on top, in doing so their levi may be reduced further.
Some tips:
I hear if you plan to have children in Australia, it pays dividend to have private cover to ensure the best treatment and private room post labour. Talk to other new mums on your arrival about the vailidity of this claim
Warning! I have also heard more than one tale of private health not delivering the right or agreed cover for dental. Often charging for it in peoples 1st few years of policy, then stating it is not effective until 2nd or 3rd year when a claim is made. Read the fine print!
Getting good cover for defence risks can be hard or expensive, but lifebroker.com have good rates for larger policies. I found them in my 5th year here. There is a lengthy phone call to go through. They also send you off for a free blood test, but its worth it in my opinion.
I can insure myself for $2 million for what other companies charged for a few hundred thousand in cover.
Note: a comparison site search may be more beneficial depending on your own circumstances.
(I am not an affiliate of Lifebroker and not rewarded for promoting them)